Starting Rates and Pricing at Discovery.
Rates are factored by community location, available amenities and services, and suite selection. Needed care levels are the second factor that affects your cost.
We’re here to be a resource to you.
Please contact us to find out your financing options at Discovery Memory Care.
Use our budgeting tool below to compare the costs of our community against your current expenditure including home maintenance, taxes, utilities, food and transportation.
You may find senior living is a more cost-effective option once you’ve explored our financial solutions.
Select your lifestyle at Discovery Memory Care.
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Financing Senior Care in Sequim, Washington.
In-home care might look like the most affordable option at first. That is until you take into account the average cost of assisted living is typically all-inclusive—meaning, you can rest assured knowing that there will be no financial surprises such as a large home maintenance bill down the line. There is important financial assistance available to you below.
You MAY FIND SENIOR LIVING IS A MORE
COST-EFFECTIVE OPTION ONCE YOU’VE EXPLORED
OUR FINANCIAL SOLUTIONS.
If your finances or budget were not prepared for senior living, it’s ok. Many financial solutions are available to help. Here you can explore some of the available financial solutions which may help you afford the cost of assisted living or memory care services.
Your individual questions, the application process, and any particular circumstances should be reviewed directly with the financial resource provider by contacting them at the phone number listed.
MORE RESOURCES FOR
Medicaid is a state and federal program designed to assist with the coverage of health care costs for individuals who have both limited income and resources.
Medicaid benefits vary by state because the Medicaid program is partly funded by the federal government and partly by each state. Forty-four states and Washington D.C. currently provide some level of assistance for qualifying seniors residing in assisted living facilities. If you’re considering a move into assisted living, it’s important to learn about eligibility requirements specific to where you live.
You must be a resident of the state in which you are applying for Medicaid. Additionally, the assisted living facility must be licensed by the state to accept Medicaid.
Services, benefits, and eligibility requirements vary from state to state, but typically you must demonstrate both functional and financial need to be eligible for Medicaid-covered assisted living.
It’s also important to note that Medicaid and Medicare are different programs. Medicare is only accepted at skilled nursing facilities.
TO LEARN MORE,
please contact your local Medicaid office at 1-888-228-4500 or visit their website at Medicaid.gov: the official U.S. government site for Medicare | Medicaid
Elderlife Financial Solutions
Founded in 2000, Elderlife focuses exclusively on helping seniors afford the lifestyle, care, and services they deserve. They will walk you through options and programs to find the best solution for both the short and long-term. Elderlife can help you create an individualized financial road map, to help you or your loved-one pay for senior living. In one phone call, find peace of mind with a sound financial road map.
Solutions include: Real Estate Services: Elderlife Senior Real Estate Specialists (SRES) can provide a market analysis of your home, help with staging, junk removal and estate sales, then complete the process by listing and selling your home.
VA Benefits Assistance: Accredited agents will help determine your eligibility and aid in the application process.
Long-Term Care Insurance Claim Assistance: Claim experts can evaluate your existing policy and help you get the most from it.
Elderlife Bridge Loan: Elderlife’s bridge loan helps your loved one move in today while waiting for other funds to become available later. It is engineered to be fast and easy, with same-day approval and funding.
Life Care Funding Group
Life Care Funding helps you to use any type of existing life insurance policy to pay for long-term care or senior housing. Funds are deposited into a Long-Term Care Benefit Account that makes automatic monthly payments to the long-term care provider of your choice. The payment plan is flexible and can be adjusted as your needs change. There are no fees, and once enrolled you are no longer responsible for premium payments.
The process is quick with benefit payments starting in as little time as 30 days. A Long-Term Care Benefit Plan for senior living and assisted living costs can be tax-advantaged and is both a Medicaid qualified spend-down and a VA qualified spend-down.
The U.S. Department of Veterans Affairs offers an Aid & Attendance benefit for qualified Veterans and surviving spouses to help with the cost of assisted living. This benefit can be used for care at any state licensed care setting.
Medical Eligibility: The individual must need assistance with at least 2 Activities of Daily Living (ADLs) within VA guidelines. Details on these needs can be best explained by an expert at your local VA office or by contacting a Veterans Benefits Advisor.
Financial Eligibility: Many assets, including some annuities; pre-paid funeral expenses may be exempt from consideration in the financial qualification guidelines. For more information regarding financial qualifications, seek the professional advice of a VA-accredited attorney.
Long-Term Care Insurance
Long-term care insurance can help cover some of the costs associated with assisted living and may cover care generally not covered by health insurance, Medicare or Medicaid. Individuals who require long-term care are typically unable to perform the basic Activities of Daily Living (ADLs). Age is not a determining factor in needing long-term care, however once a change of health occurs long-term care insurance may not be available.
TO LEARN MORE,
please contact the American Association for Long-Term
Care Insurance at 1-818-597-3227 or visit their
website at www.aaltci.org